Privacy Notice

This Privacy Notice describes how we collect and use your personal information in relation to Nowcom websites, applications, products, services, events, and experiences that reference this Privacy Notice (together, “Nowcom Services”).

This Privacy Notice does not apply to the “content” processed, stored, or hosted by our customers using Nowcom Services in connection with an Account. This Privacy Notice also does not apply to any products, services, websites, or content offered by third parties or which have their own privacy notice.

If you interacted with Nowcom for products or services which are to be used primarily for personal, family, or household purposes, the following section applies to you.

CONSUMER PRIVACY

FACTS	WHAT DOES NOWCOM DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on how you interact online with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores • Contact and identity data • Demographic data • Device data • Online and mobile activity data • Marketing data • Communications data
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Nowcom chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Nowcom share?	Can you limit sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to request credit reports from credit bureaus	Yes	No
For our marketing purposes — with service providers we use to offer our products and services to you (please see below to limit the ways we contact you)	Yes	No
For joint marketing with other financial companies – such as to offer you insurance, financing, or other products from financial companies with which we have a joint marketing agreement	Yes	No
For our affiliates’ everyday business purposes — Information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes — Information about your creditworthiness	Yes	No
For nonaffiliates to market to you — for automotive financing and vehicle interest submissions — your name, contact information, and vehicle interests, but not information about your creditworthiness.	Yes	No

To limit our sharing

• Call: 888-669-2669 during business hours and talk to Support • Email: [email protected]Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice, or immediately upon receiving your information if you were presented the opportunity to opt-out during the interaction with us. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 888-669-2669 or go to www.nowcom.com

Who are we
Who is providing this notice?	Nowcom, LLC, with headquarters at 4751 Wilshire Blvd., Suite 115, Los Angeles 90010, and utilizing the trademarks, service marks, or d/b/a of DealerCenter® and CarZing®.

What we do
How does Nowcom protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Nowcom collect my personal information?	We collect your personal information, for example, when you • prequalify for a loan • perform transactions • request a credit report We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit some but not all sharing related to: • affiliates’ everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • nonaffiliates to market to you State laws and individual companies may give you more rights to limit sharing. See Other important information section for your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to you alone unless you tell us otherwise.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include Westlake Services LLC, d/b/a Westlake Financial Services, Western Funding Inc., Midway Rent A Car Inc., d/b/a Midway Leasing, North Hollywood Toyota, Knight Insurance Group, Credit Union Leasing of America, and Hankey Investment Company
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Nonaffiliates we share with can include financial services companies such as finance companies, insurance agencies, automobile dealerships, automobile manufacturers, credit reporting bureaus, nonfinancial companies such as market analysis companies, marketing companies, technology service companies, and membership groups.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial service companies, automobile dealerships, automobile manufacturers.

Other important information

Do Not Call Policy. This notice is the Nowcom Do Not Call Policy under the Telephone Consumer Protection Act. We do not solicit via telephone numbers listed on the state or federal Do Not Call lists, unless the law allows. Nowcom employees receive training on how to document and process telephone marketing choices. Consumers who ask not to receive telephone solicitations from Nowcom will be placed on the Nowcom Do Not Call list and will not be called in any future campaigns. Call Monitoring and Recording. If you communicate with us by telephone, we may monitor or record the call.

For Nevada residents only. We are providing you this notice under state law. You may be placed on our internal Do Not Call List by following the directions in the “To limit our sharing” section, above. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email: [email protected]. Nowcom, LLC, 4751 Wilshire Blvd., Suite 115, Los Angeles, CA 90010; Phone number: 888-669-2669; email: [email protected]

Vermont: Under Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

California: See Privacy Notice for California Residents

If you interacted with Nowcom for products or services which are to be used primarily for business purposes, the following section applies to you.

ONLINE PRIVACY FOR BUSINESS CUSTOMERS

REV. 6/24/2021